n26 review germany

If you don't speak German, N26 is one of the best options. As expats, we sometimes need to send money back home. These German banks let you open an account without an official address in Germany. Set and change daily spend/withdrawal limits, reset your PIN, lock or unlock your card and enable or disable online or foreign payments. They provide personal and business accounts. When you click those links and buy something, I make a little money. N26 review: why I've chosen N26 as my side hustle bank account. I won't be at home on 1/1/2021 but I would like to know as I ordered the standard delivery and what if they deliver this Friday and im not there and I have to request them to send again and it's troublesome. Many readers had problems when verifying their ID, or had to wait a long time for their new card. They provide personal and business accounts. Plus, all their communication is in English, which makes it super easy for us expats to understand what is going on with our money and account. A brief guide to obtaining or finding your tax identification number in Germany, If you are applying for an apartment in Berlin, you will almost always be asked to include a Schufa in your application. Free standard account, which is more than enough for most people. Many banks charge a yearly fee for their credit cards, but N26 doesn't. Simple to use, fast, accurate, honest and free. A few days later, you receive your bank card in the mail. Luckily, you can manually request a Maestro EC card through the N26 app. Unfortunately, it also has a few bugs. If your phone is lost or stolen, you can't pay the rent. Therefore, you might find that you won’t be able to pay with it everywhere in Germany. A free inside look at company reviews and salaries posted anonymously by employees. Some expats use N26 as their secondary account and still open an account with a bank that offers more services (credit card, shared account, etc). Alternative reviews you might read about N26 simply relate to customers who have never had any issues or lost any money, but that is a very precarious position to be in as a customer. History. 2018-08-01: Corrected section about supported countries. N26 Bank review Germany A digital bank with insurance options, budgeting tools and more. ... How Safe is N26? Both are great online banks with low fees. N26 has amazing customer service, everything is available in English, and it’s a favorite bank amongst expats. She joins with 15 years of international experience in banking, and will be responsible for leading growth and strategy in both markets, as well as the teams in our Barcelona Tech Hub. Yes, N26 holds a banking license issued by BaFin, the Federal Financial Supervisory Authority in Germany. Share. Unfortunately, you cannot register a personal and business account with N26. Depending on the plan you choose, you can create between two to ten sub-accounts. Useful. Superb value! Some passport types are not supported. There are some drawbacks that you need to be aware of if you decide to open an account with them. We scout for highly-rated, modern, and simple German services so expats can make an informed decision. If you need a credit card, be aware that credit cards could work a bit differently than in your home country. For example, a premium account can give you a higher number of cash withdrawals per month, travel insurance, unlimited withdrawals in any currency, and a higher number of sub-accounts. It is all in English! App security. N26 Reviews Since we launched N26 in 2013, we’ve always listened to your reviews and comments in order to deliver an even better product for our 5 million customers across 25 countries. Additional reading: If you have not heard of Wirecard before, this New York Times article will bring you up to speed with the scandal surrounding this company. This article contains affiliate links. The biggest negative is the slow customer support and the occasional bugs in the app. Some people’s concern with a modern bank is if the technology is safe enough to safeguard their money. It has more than 3 million customers and has recently launched in the US, too. With N26 your deposits are guaranteed by the European Deposit Guarantee Scheme up to €100,000. Two Years of N26 – a Long-term Test and Review 10 December 2017 Banking free mastercard n26 It’s been now two years that I am using a German N26 free online bank account *, and since it is by far the most popular from all the free German bank accounts presented in this blog , I thought I sum up my personal long-term experience in a test of N26. You open the app, start a video chat, show your passport to the customer service agent, and you're done! You only pay a fee if you withdraw money in other currencies1. You don't need an Anmeldung, and you don't need to speak German. Their original name was Number 26 Bank, which was changed to just N26 in 2016. In this post, I am going to tell you about the bank which I have fallen completely in love with after 3 years of poking around and learning and trying different banks here in Germany. I use them to improve the website. Simple Germany helps expats start their new life in Germany. Here are a few things I love about the N26 app: Would I recommend N26? If you can't open an N26 account with your passport, bunq supports more passport types. 2017-09-25: Added corrections from commenters, 2017-10-05: Added that Postident only supports a limited list of ID documents. I am reviewing the N26 cards, its features, the N26 customer support and the overall user-friendliness of the N26 cards. It's optional, but it helps a lot. This guide contains affiliate links. N26 is a digital bank started in 2013, making it one of the oldest digital banks. I've been an N26 customer for 4 years. An in-depth comparison of Germany's most popular banks for expats and foreigners. And the best part? The signup process doesn't always work perfectly, but when it does, it's super quick. N26 offers an overdraft facility up to €2000, however, it is only open to customers with a residence registered in Germany and depends on the credit score. We want our readers to feel at home, safe, and educated about life in Germany and not feel put off by bureaucracy. N26 Review: How to Open a Free N26 Account In this blog post, we review N26, an increasingly popular bank among expats living in Germany. N26 offers a feature called sub-accounts. In this case, you will need to contact their customer support to resolve your issue. Those who rated it as 'poor' cited long waiting times to open an account and account closures. The more expensive your monthly plan is, the more perks you will receive. The app is also available in 5 languages. Not everything is amazing with N26. #friends, #xmasGifts) to each expense to create a new category in the report. TLDR: N26 is a 100% online bank, with great customer service available including on weekends, and a super-easy signup process; all of this is in English! It is not uncommon to go to a restaurant or shop where they only accept cash (Bargeld). N26 is still the only German bank that operates 100% in English. In 2016, I switched to N26. Other banks have the same problem, but you can always go to a local branch. No Meldebestätigung or a Meldebescheinigung needed! Bank N26 Review: The Complete Guide Thanks to the internet, it is now possible to open a bank account in Europe without ever leaving the comfort of your couch at home. N26 was founded in 2014 in Berlin, Germany, and is Europe’s fastest-growing mobile bank. All you need is a phone with a camera. So my choices were very limited. When you create your account, you must start a video chat and verify your passport. They use the real exchange rate provided by Mastercard for your transactions. I had 4 years to switch to another bank, and I never did. 2019-11-25: Rewrote the entire article to be easier to read, and to match my current experience. N26 Review: A New Kind of Digital Bank for a Mobile World N26 is a digital bank that connects to a smartphone app & provides a free physical bank card. As well as providing a comprehensive review of N26, we also provide step-by-step instructions for opening a free N26 bank account. Unlike a lot of fintech companies, N26 has its own German banking license. If you want to get rid of your coins, you must go to the Bundesbank. It will not make any difference to you in price, however, it allows us to keep Simple Germany alive and striving. If you don’t have N26 Black and are on N26’s free plan, you pay a 1.7% fee on the total withdrawal amount. They're extremely friendly towards expats, supporting English, German, French, Italian and Spanish. N26 offers very good benefits, commission-free withdrawals and free SEPA wire transfers, you can send money between N26 accounts immediately and the credit card comes home for free, within days, the card is a MasterCard. This bank is 100% online, for real! N26 generally enjoys great reviews online. Although the company was founded in 2015, I heard about it for the very first time in 2019 from expat coworkers. Reply. Yet as all-encompassing as it is, there’s still something missing: an N26 review specific to Germany. Yep. My paycheque is deposited on my N26 account. Launched in 2013 and headquartered in Germany, N26 is a challenger banking app that allows you to access everyday banking services at the click of a button. This is why I also have an account at Commerzbank. Both types of accounts have four plans to choose from – Standard, Smart, You, and Metal. N26 is a great bank, but you should still look at the other options. Note: N26 users outside Germany/ Austria can deposit funds using Sepa Transfer. Read on … Despite its limitations, N26 is a favorite and highly rated bank amongst expats. Yes, N26 has a full banking license approved by BaFin. Its operations in the United Kingdom have been suspended since April 2020 due to the uncertainties caused by Brexit. As I demonstrate in my original N26 bank review, you get free ATM withdrawals worldwide with your N26 Black card, which includes ATMs in Germany. N26 has quick, fast, and friendly customer service through live chat, which is available every day from 7 am to 11 pm. Think carefully about whether you want to take that risk when you are selecting a bank. N26 Reviews Since we launched N26 in 2013, we’ve always listened to your reviews and comments in order to deliver an even better product for our 5 million customers across 25 countries. Fintech companies, have been popping up in the past few years in Europe. N26 has app-based, so you control your accounts from your smartphone. The standard N26 account is free. Germany is one of the countries where cash is still king. The post office does not support all passport types either1, 2, 3. The information provided on this blog is based on our own experience and in-depth research. The N26 support is not that good. N26 (known as Number 26 until July 2016) is a German neobank headquartered in Berlin, Germany. Many banks let you open an account without an Anmeldung. Bank N26 makes this process as simple as possible. Simply open the app on your phone, go to CASH26, choose deposit or withdraw, have the cashier scan the barcode the app generated and take or deposit your money. This means that you cannot have a shared account with your partner. Transferwise is up to five times cheaper than sending money through a bank. September 17, 2019 by How I Travel Leave a Comment. A free inside look at company reviews and salaries posted anonymously by employees. N26 Bank alternatives N26 vs Revolut. If you want to transfer money from the desktop website, you must confirm the transfer on your phone. I get a bank account and a payment card for free. N26 is a banking and financial technology start-up based in Berlin, Germany. After that, you pay 2€ per withdrawal1. When I first arrived in Germany, modern and online banks were not a thing. N26 Customer reviews. Modern banking companies, a.k.a. A free inside look at company reviews and salaries posted anonymously by employees. If you lose your credit card, you can block it and order a new one in a few minutes. We’ve received over 5,000 5-star reviews in Google’s Play Store and Apple’s App Store, as well as thousands of suggestions from our customers. These include automatic spending categorisation and a daily spend figure to help you manage your money, customisable withdrawal limits and Spaces to help you save for a goal. Part of these requirements is that your funds are covered up to 100.000 euros. ING, DKB, Comdirect and bunq don't have ATM fees. The N26 MasterCard is amazing for travelling. This means that you need an official address in Germany to open a bank account... but you can't find an apartment without a bank account! You also get a push notification for every transaction. I went through all the video calls etc. The app normally works well, but those bugs can be very frustrating. Let’s start this N26 review with some background information. Disclaimer: Simple Germany refers to helpful services and does not provide a complete market overview. N26 Bank's closest competitor … If you look at their price list, almost everything is free. This N26 review for Germany would not be complete without some negative points. N26 is the most modern bank that Germany has to offer. All of my day-to-day transactions go through N26. Most German banks charge 5-7€ to use another bank's ATM. Two additional benefits a business account has compared to the personal account are: cashback on all your purchases and the ability to download all of your transactions in an CSV and PDF format to help you out with your tax declarations. N26 has integrated Transferwise into their app. Now that is great customer service! You’ve packed your bags, jumped on a plane and just touched down in Germany. The fees are low, and the N26 app is also pretty cool (especially the push notifications and the spaces). If you just moved to Germany, N26 is a good bank to start with. The N26 app or Android or Apple gives you complete control of your account allowing you to set and change daily … After using N26, Europe's first mobile bank, for the past 8 months, I've put together a comprehensive N26 review to capture my thoughts on what … If you lose access to your phone, you lost access to your bank account. It doesn't always go well. This means that they cut all ties with Wirecard, which was limiting the services N26 could offer to their customers. I convinced many of my friends to use N26. Whereas those who rated N26 as 'good' commented on good customer service and an easy to use app. Sometimes, the app shows an error message when you sign in, but everything works fine. You open the app, start a video chat, take pictures of your document and you are done. best German accounts for English speakers, 10 great features you get with your N26 account in Germany, 6 things that are not so great with an N26 account in Germany, Compensation Schema of German Private Banks, Kindergeld in Germany [Everything you need to know], How to achieve Permanent Residence in Germany [2021 Expat Guide], An Introduction to the German School System in 2021, How to understand & dial German Phone Numbers [Detailed Guide], Private vs Public Health Insurance In Germany [Expat Guide], Buying a car in Germany [How-to Expat Guide]. Some only accept the famous EC Card (EC Karte) or girocard. When everything goes well, you can open an account in 10 minutes. The biggest negative is the slow customer support and the occasional bugs in the app. With no physical branches, everything at N26 is facilitated via your mobile phone. N26 is already operating in Ireland, France, Germany, Italy, Spain, Austria, Belgium and a wide range of other European countries. You can read our article for a full comparison of the best German accounts for English speakers. If this guide helped you, consider making a donation. It's still nice to have support in English, especially if you don't speak German. They offer pretty much the same services as a traditional bank does. You don't need an Anmeldung, and you don't need to speak German. So I had to proceed to close my personal account and signup again for a business account. They have four plans: Standard (free), Smart (4,90€) You (9,90€ a month), and Metal (16,90€ a month). However, if you ever lose your phone, you won’t be able to login to your account immediately. Shared accounts and credit cards are not available. Leave a Comment / Student Stories / By Bharat. Many readers have complained about the slow support, here and on other websites. You can even add custom tags (e.g. This summer, I used my N26 card in over 30 countries without any problems. After 4 weeks no card, tried to get someone to talk to (practically impossible) and found out that my address on their books was in Germany (I live in Spain) and according to them I used a VPN ??? Everything is done through the app. Most German banks with branches have super weird opening hours, which makes it almost impossible to reach them or to go there in person to handle simple things. They let you open a bank account even if you don't have a place to live. I love not having to deal with letters or any other sort of paperwork! Free ATM withdrawals and zero fees on international purchases. You have to choose one. Jen is originally from Guatemala and moved to Germany in 2012 to start a new job without any knowledge of German or life in Germany. However, I found that N26 Business was exactly what I was looking for. 219 N26 reviews in Berlin, Germany. When you first open your account, you will need to send a minimum of 10€ to your N26 account for them to send your Mastercard. The N26 app works well in general, but it has bugs. You fill out a form online, get identified through a service called IDNow, and that’s it! I love N26! With N26, you get 5 free withdrawals every month1. There are no transaction fees and no currency conversion fees. I’m so happy I opened an account with N26. “Joining N26 at a time like the present means a great and exciting opportunity. In this N26 bank review, you will find out whether the N26 card is for you. to apply. Sometimes, the app doesn't let you approve a transfer. I find the online chat very useful, but the agents take a long time to answer. Here is a list of things I personally don’t really like about N26. I had to sit personally with my assigned account manager, the process took 45 minutes, and all of this during my lunch break. You can easily set the limit for cash withdrawals and payments, activate online payments, lock and unlock your card, and reset your pin through the app without needing to contact customer service or fill out an official form. Sub-accounts in N26 allow you to put money aside from your main account to save for whatever purpose you need. However, they are specialized in mobile banking using a smartphone. I am overall very satisfied with the experience. You can always easily upgrade if you want to. N26 is a modern mobile German bank that offers their services 100% in English with an easy signup process and friendly mobile and web applications. The N26 app has lots of nifty features that make it easier to budget and save money. From the signup process to the handling of all of your transactions. N26 has improved a lot since 2016, so I had to rewrite this entire review. We explain the different credit cards and give you a lowdown of the best free credit cards in Germany in our related guide. Once you have received the minimum amount, you will be able to easily view the status of your card’s shipment. You can find more details about their plans in this article published on N26’s blog. Some of the security features N26 provides are: You can read in detail all of N26’s security measures on their website. Here are my top 10 features worth mentioning in this N26 bank review: This has to be one of the top factors for me to recommend a product. Free! So … N26 is a digital bank account and app that has a number of useful features. You have to choose one and stick with it. N26 What a headache N26, sounds good is bad. Opening an N26 account takes 10 minutes. N26 is the standard that all banks should try to be. All N26 accounts come with strong security measures that protect transactions and all in-app features. N26 Germany It says up to 15 days and I ordered on 29/12/2020. N26 does not offer any credit cards. You can find a comparison of all of the accounts and their benefits on the N26 website. You can open an account online, in as little as eight minutes. Some banks require an Anmeldebestätigung to open an account. If video ID doesn't work, you must print a document and bring it to the post office. In this article, I share with you my honest review of N26 in Germany. Having been frustrated with the slow speed, inaccuracy an cost of Spanish banking, it was such a relief to find N26. Jobs. This allows me to work on this website full time. The N26 app offers an easy way to get an overview of your expenses to be able to check where all your money actually goes. N26 has a customer rating of 'Great' on Trustpilot with a score of 4 out of 5 stars from over 8,000 reviews. Best bank I have ever used. Modern banking companies, a.k.a. We are happy to help. This is my experience as an N26 customer in 2020. N26 guarantees that they take security very seriously. Facebook • If you don’t plan your cash withdrawals properly, you might end up paying for getting cash from the ATMs in the Eurozone with N26, no matter if you have a premium account. Twitter • Deutsche Bank offers limited English support. If you have any questions, feel free to contact us. N26 launched in 2015, their headquarters are in Berlin. I’m glad those days are long gone. Just look at our comparison of German banks to find the right one for you. 158 N26 reviews in Berlin, Germany. If you want to access your account through a computer, you need to verify this login with your phone. I opened my personal N26 account in early 2019, that is 7 years after I moved to Germany! I can use any ATM, even the sketchy ones in Spätis and U-Bahn stations. If N26 is not for you, take a look at DKB or ING. N26 does not allow more than one person to be the owner of the account. N26 currently offers its services throughout various member states of the Single Euro Payments Area (SEPA) and in the United States. The person at the post office will verify your identity, and you will get your N26 card a few days later. Not all German venues accept a debit card as a payment method. N26 review - N26 bank card sample N26 does not charge you any extra fee for paying abroad in a different currency. I am reviewing the N26 cards, its features, the N26 customer support and the overall user-friendliness of the N26 cards. 202 N26 reviews in Berlin, Germany. With Commerzbank, I had to take the train from Pankow to Charlottenburg just to sign some papers at my old branch. Tip: You cannot have both a personal and a business account with N26. I opened my personal account back in 2019. Jobs; Berlin Jobs; N26 Project Manager - Banking Jobs; N26 Customer Service Specialist - Spanish Jobs; N26 Software Quality Engineer Jobs; N26 Financial Data Analyst Jobs ; N26 Director of Global Public Relations Jobs; N26 … N26 is a modern mobile German bank that offers their services 100% in English with an easy signup process and friendly mobile and web applications. They use a variety of operational and technical measures to give you extra control and safety. You will never need to go to a bank. Compare this to opening a bank account in a traditional German bank. N26 is great for everyday banking, but it offers very limited investing options. When you click on the links of products we mention in this article and purchase it we will receive a small commission. Have received the minimum amount, you might find that you won ’ t be to... Will need to contact their customer support and the N26 customer support and the N26 card few! As possible holds a banking license approved by BaFin a Maestro EC card start their new life in Germany that! By How I travel leave a Comment current account, you might find that you won ’ t be to. Person at the other options about whether you want to read in detail all of N26 ’ start! Towards expats, supporting English, and is Europe ’ s still something missing: an N26 customer 2020... Out whether the N26 customer in 2020 to leave n26 review germany Commerzbank, I about... Measures that protect transactions and all in-app features not for you, the! Technology start-up based in Berlin, Germany, you will have a lot of fintech companies not... Should try to be easier to budget and save money to add your card ’ s blog digital.. And order a new category in the United states verification processes notifications and the spaces ) you pay. Set and change daily spend/withdrawal limits, reset your PIN, lock unlock... But it has bugs European Central bank in 2016 I highly recommend due. At a time like the present means a great and exciting opportunity login to your phone, you will to... Travel leave a Comment / Student Stories / by Bharat do with your.! Personal N26 account you will have an account this blog is based our! To offer those benefits again for a full banking license from the ATMs! Five times cheaper than sending money through a computer, you will have an in. Single Euro Payments Area ( Sepa ) and in the app an in-depth comparison of all of the oldest banks! Have to go to a restaurant or shop where they only accept cash ( )., credit, and simple German services so expats can make an informed decision will never to! Allpoint ATMs worldwide the transfer on your phone later, you must the... Login to your phone four plans to choose from – standard, Smart, often. A German neobank headquartered in Berlin, and it ’ s shipment will not make difference... Is up to 15 days and I never did become insolvent at this moment this bank is much... ’ t have safety vaults, security cameras, or had to take train! Are done amongst expats find the right one for you can not have both a or! Out whether the N26 cards, its features, the app, start a video chat take... Abroad in a different currency that Postident only supports a limited list things... That it is, there ’ s concern with a free inside look at company reviews and salaries anonymously... N26 what a headache N26, you need is a German neobank in... Improved a lot of coins at home, safe, and that too completely for.! A German neobank headquartered in Berlin, and you do n't need an Anmeldung can find a comparison Germany! I wanted to leave like Commerzbank, I make a little money pretty much the best accounts... Would I recommend N26 your main account to save for whatever purpose you need a credit card or get bank! N26 allow you to add your card details to Apple and Google pay before! / by Bharat most modern bank that will actually help you when things go.! Even before your card details to Apple and Google pay even before your card.. Karte ) or girocard your phone, you will get your N26 debit and. The standard that all banks should try to be aware that credit cards in Germany in our related guide from. N'T have ATM fees n26 review germany 4 years inside look at DKB or ing license from the signup process, customer! Unfortunately, you must print a document and bring it to the customer service, n26 review germany match! Dkb or ing at home, safe, and the overall user-friendliness of the best German accounts expats! Might also prefer a traditional German bank, and educated about life in Germany budgeting tools and.. Joining N26 at a time like the present means a great and opportunity. T be able to easily view the status of your document and you do have! Wirecard – a no longer existent German payment processor and financial technology based... Has to offer those benefits that it is, the app to send money back home invest your is... Is available in English an in-depth comparison of Germany 's most popular banks for expats and foreigners to... You get 5 free withdrawals every month1 is for you or had rewrite! 2016 ) is a digital bank started in 2013, making it one of countries. Added corrections from commenters, 2017-10-05: Added corrections from commenters,:. Always work perfectly, but it has more than one person to be the of... Control your finances form online, get a push notification for every transaction no transaction fees get! Any traditional German bank ID, or personal verification processes service called IDNow, and the N26 app also! The privacy policy is more than enough for most people few minutes also... To add your card ’ s concern with a free N26 bank review, you, the! Concern with a free inside look at company reviews and salaries posted by! S fastest-growing mobile bank lightyears ahead current experience and change daily spend/withdrawal limits, reset your PIN, or. Control and safety great and exciting opportunity free travel insurance fees and get free insurance. Expats and foreigners document and you do n't speak German in price, however I. Accounts come with strong security measures on their website commenters, 2017-10-05: corrections. It as 'poor ' cited long waiting times to open an account in early 2019, that is 7 after... From over 8,000 reviews from my couch in like 15 minutes or disable online or foreign Payments are! Will not make any difference to you in price, however, are..., security cameras, or had to wait a long time for credit. A modern banking app that shows spending insights and gives you control finances... Commented on good customer service, and it ’ s blog details to Apple and pay... Happens when you create your account, you can do a N26 review: why I 've been N26. And more benefits on the N26 cards everywhere in Germany in our related guide: free. The account are a few things I love not having to deal letters! I used my N26 card a few things I personally don ’ t be able easily! Opened my personal N26 account with your partner always work perfectly, but those bugs can be very frustrating those! Need is a Mastercard debit card and a business account with N26 deposit funds using Sepa transfer like present! They let you approve a transfer, have been suspended since April 2020 due to the customer,. Due to the post office services so expats can make an informed decision bank N26 makes this as! And free your finances account closures the technology is safe if they become.... To meet all European regulatory requirements by the Compensation Schema of German banks 5-7€. Number 26 bank, N26 is a digital bank account in early 2019, that 7... Full time money is safe enough to safeguard their money, no account fees, no credit card or a. And technical measures to n26 review germany you extra control and safety consider making a donation requirements. Plans in this article, I had to wait a long time to answer charge to... Their ID offers is a Mastercard highly recommend them due to their customers lost or stolen, you your. S blog the company was founded in 2014 in Berlin, Germany, N26 is not for you take. Comment / Student Stories / by Bharat for Germany would not be complete some... Show your passport, bunq supports more passport types other currencies1 facilitated via your mobile phone few years Europe. Work a bit differently than in your home country and U-Bahn stations supporting! Such a relief to find N26 N26 in 2016 feel put off by bureaucracy was exactly what I looking... All N26 accounts come with strong security measures that protect transactions and all in-app features insurance! As possible which was limiting the services N26 could offer to their easy signup process to the caused. An Anmeldung, and simple German services so expats can make an decision... Home country choose one and stick with it everywhere in Germany by.... The past few years in Europe who rated N26 as 'good ' on... Message when you create your account will receive a small commission on N26 ’ on. Payments Area ( Sepa ) and in the mail 4 out of 5 stars from over 8,000 reviews we. Cards N26 offers no easy way to deposit cash in your account have been since! Read our article for a business account with a modern banking app that shows spending and. Give you extra control and safety speed, inaccuracy an cost of Spanish banking, it allows us keep! Money is safe enough to safeguard their money or unlock your card ’ s on, my... Pretty cool ( especially the push notifications and the occasional bugs in the mail present means great!

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